Licensed payments: FLIQ, Google Pay, Apple Pay and Card

    Comparison

    A European alternative to Stripe Invoicing

    Stripe Invoicing is a global card centric invoicing product. Remembill is a European alternative built around SEPA Instant, no login for the payer, and bills from EUR 0.30 each. Best fit for teams sending high volumes of consumer or SME bills in the SEPA zone.

    Where Stripe Invoicing fits

    Stripe Invoicing is well suited to global, card centric flows, especially B2B SaaS billing in USD and GBP. Teams typically look for alternatives when bank rails matter more than cards, when the payer should not need an account, or when unit cost per delivered bill becomes the lever.

    What Remembill does differently

    SEPA Instant is the default rail, with card, Apple Pay, Google Pay, and pay later as fallbacks through regulated partner PSPs. Payment clears in under 10 seconds across the EU.

    The payer flow is no login: the bill itself is the pay surface. Digital bills sent through Remembill are paid about 35 percent faster than paper.

    Bills are delivered from EUR 0.30 each, with no per seat fee. The price is below Stripe Invoicing's percentage based fee for most consumer and SME ticket sizes.

    Switching

    Most teams start with a parallel run: route a defined customer segment or invoice batch through Remembill, measure DSO and unit cost, then expand. No ERP migration is required to begin.

    FAQ

    Common questions

    Can we keep Stripe for cards while routing SEPA through Remembill?

    Yes. The two are not mutually exclusive. Teams often start with Remembill for the SEPA Instant and bank rail volume while keeping Stripe for global card flows.

    What is the per bill cost?

    Bills are delivered from EUR 0.30 each. Payment fees follow the partner PSP and are typically lower than Stripe's percentage based pricing on consumer ticket sizes.

    Is the payer flow really no login?

    Yes. The payer opens a link or uploads a photo of the paper bill and pays in one tap. No account, no portal, no app install.

    Who holds the payment licenses?

    Regulated open banking partner (PISP and AISP) for bank rails and Elavon Financial Services DAC (Central Bank of Ireland) for card acquiring.

    How does this compare to Billogram?

    See the dedicated Billogram alternative page. Both Billogram and Remembill target European consumer billing, with different pricing models and payer flows.

    Ready to pay your bill?

    Open any bill, tap pay, done. No login. No app to install.